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Homeowners are being foreclosed on at a rate not seen since the great depression in the 1920's. Many of us are one paycheck away from not being able to make a mortgage payment. Housing prices are now lower than they were in 2008, you've cut all you can to keep your home. Now the terrible realization hits as you realize if you lose income you cannot even sell your home because you owe more than it would sell for. Fear grips you and your family. Where will you live if you lose your home? Miss a payment and every phone call, door bell ring or piece of mail sends that terrible adrenaline rush through your veins, your heart pounds. You feel powerless to continue on as if your world is spiraling out of control. You can take your power back, live a happy life and feel joy again. It's law that when you seek happiness, you get it. This book is a must read for anyone who has felt these emotions. It answers your questions in simple terms and tells you how to use the same laws to take your power back and move on to a happy fearless life. The author takes you through his own personal experiences and shows you how to navigate the legal system. A must read for homeowners, and anyone in the housing industry. Truly inspiring and informative.